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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,566 | $106,749+3.6% | $145,433-24.0% | $82,448+34.1% |
| Participation rate | 89.5% | 75.6%+13.8pp | 82.1%+7.4pp | 68.1%+21.4pp |
| Annual return | 71.38% | 27.59%+43.8pp | 66.58%+4.8pp | 41.64%+29.7pp |
| Employer contribution / active EE | $5,910 | $3,444+71.6% | $4,554+29.8% | $2,551+131.7% |
| Participant deferral / active EE | $5,664 | $6,519-13.1% | $7,897-28.3% | $4,139+36.8% |
| Admin fee / account holder | $2,999 | $8,390-64.2% | $13,129-77.2% | $7,234-58.5% |