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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,116 | $227,399+100.6% | $189,758+140.4% | $198,609+129.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 79.8%+9.1pp | 82.4%+6.5pp |
| Annual return | 9.43% | 61.03%-51.6pp | 52.62%-43.2pp | 202.70%-193.3pp |
| Employer contribution / active EE | $8,843 | $5,526+60.0% | $4,767+85.5% | $5,055+74.9% |
| Participant deferral / active EE | $5,200 | $6,837-23.9% | $5,856-11.2% | $6,977-25.5% |
| Admin fee / account holder | $8,647 | $25,162-65.6% | $20,388-57.6% | $19,030-54.6% |