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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,116 | $172,111+165.0% | $150,298+203.5% | $137,256+232.3% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 9.43% | 69.37%-59.9pp | 62.79%-53.4pp | 220.34%-210.9pp |
| Employer contribution / active EE | $8,843 | $4,636+90.7% | $4,154+112.9% | $4,156+112.8% |
| Participant deferral / active EE | $5,200 | $6,166-15.7% | $5,453-4.6% | $6,407-18.8% |
| Admin fee / account holder | $8,647 | $16,471-47.5% | $14,116-38.7% | $12,270-29.5% |