Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,054 | $101,302+11.6% | $149,600-24.4% | $82,637+36.8% |
| Participation rate | 52.5% | 72.5%-20.0pp | 77.2%-24.6pp | 68.1%-15.5pp |
| Annual return | 13.26% | 21.39%-8.1pp | 129.59%-116.3pp | 53.51%-40.2pp |
| Employer contribution / active EE | $632 | $3,099-79.6% | $4,193-84.9% | $2,552-75.2% |
| Participant deferral / active EE | $3,162 | $5,589-43.4% | $7,203-56.1% | $4,126-23.4% |
| Admin fee / account holder | $3,358 | $8,449-60.3% | $13,963-76.0% | $7,339-54.2% |