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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,677 | $210,908+167.7% | $153,643+267.5% | $145,884+287.1% |
| Participation rate | 80.0% | 82.1%-2.1pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 8.81% | 13.46%-4.7pp | 15.71%-6.9pp | 551.85%-543.0pp |
| Employer contribution / active EE | $2,467 | $6,055-59.3% | $5,039-51.0% | $4,662-47.1% |
| Participant deferral / active EE | $3,756 | $7,976-52.9% | $6,754-44.4% | $6,690-43.9% |
| Admin fee / account holder | $31,336 | $19,477+60.9% | $12,739+146.0% | $13,392+134.0% |