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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,657 | $76,407+103.7% | $150,298+3.6% | $82,448+88.8% |
| Participation rate | 84.6% | 66.4%+18.2pp | 77.8%+6.9pp | 68.1%+16.5pp |
| Annual return | 10.24% | 39.99%-29.8pp | 62.79%-52.6pp | 41.64%-31.4pp |
| Employer contribution / active EE | $1,993 | $2,614-23.8% | $4,154-52.0% | $2,551-21.9% |
| Participant deferral / active EE | $4,489 | $3,214+39.6% | $5,453-17.7% | $4,139+8.4% |
| Admin fee / account holder | $856 | $6,352-86.5% | $14,116-93.9% | $7,234-88.2% |