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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,343 | $72,071-57.9% | $68,368-55.6% | $137,256-77.9% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 22.54% | 353.14%-330.6pp | 292.57%-270.0pp | 220.34%-197.8pp |
| Employer contribution / active EE | $2,830 | $2,788+1.5% | $2,649+6.8% | $4,156-31.9% |
| Participant deferral / active EE | $5,299 | $4,410+20.2% | $4,123+28.5% | $6,407-17.3% |
| Admin fee / account holder | $521 | $5,336-90.2% | $5,150-89.9% | $12,270-95.8% |