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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,192 | $81,262+372.8% | $155,602+146.9% | $80,911+374.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 15.94% | 33.34%-17.4pp | 64.81%-48.9pp | 35.63%-19.7pp |
| Employer contribution / active EE | $8,000 | $3,102+157.9% | $4,675+71.1% | $2,756+190.3% |
| Participant deferral / active EE | $5,506 | $3,451+59.5% | $5,629-2.2% | $4,297+28.1% |
| Admin fee / account holder | $19,043 | $7,992+138.3% | $15,923+19.6% | $6,935+174.6% |