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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,192 | $81,331+372.4% | $155,534+147.0% | $80,935+374.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.94% | 33.37%-17.4pp | 64.92%-49.0pp | 35.66%-19.7pp |
| Employer contribution / active EE | $8,000 | $3,105+157.7% | $4,675+71.1% | $2,757+190.2% |
| Participant deferral / active EE | $5,506 | $3,454+59.4% | $5,630-2.2% | $4,299+28.1% |
| Admin fee / account holder | $19,043 | $7,999+138.1% | $15,900+19.8% | $6,924+175.0% |