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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,704 | $110,337-41.4% | $102,383-36.8% | $145,877-55.6% |
| Participation rate | 77.3% | 77.9%-0.7pp | 74.5%+2.8pp | 80.3%-3.0pp |
| Annual return | 12.32% | 24.83%-12.5pp | 24.94%-12.6pp | 551.28%-539.0pp |
| Employer contribution / active EE | $1,219 | $4,216-71.1% | $3,870-68.5% | $4,663-73.9% |
| Participant deferral / active EE | $2,676 | $5,621-52.4% | $5,060-47.1% | $6,691-60.0% |
| Admin fee / account holder | $5,979 | $9,750-38.7% | $8,391-28.7% | $13,402-55.4% |