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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,383 | $115,931+178.1% | $185,441+73.8% | $86,983+270.6% |
| Participation rate | 86.2% | 73.6%+12.6pp | 80.3%+5.9pp | 69.5%+16.7pp |
| Annual return | 11.16% | 21.47%-10.3pp | 20.16%-9.0pp | 25.83%-14.7pp |
| Employer contribution / active EE | $5,324 | $2,937+81.3% | $4,672+13.9% | $2,584+106.0% |
| Participant deferral / active EE | $12,657 | $4,551+178.1% | $6,152+105.7% | $4,194+201.8% |
| Admin fee / account holder | $22,759 | $10,687+113.0% | $17,890+27.2% | $7,856+189.7% |