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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,483 | $102,609-23.5% | $98,090-20.0% | $138,895-43.5% |
| Participation rate | 78.6% | 82.8%-4.2pp | 81.5%-3.0pp | 79.9%-1.3pp |
| Annual return | 11.88% | 36.44%-24.6pp | 37.05%-25.2pp | 145.39%-133.5pp |
| Employer contribution / active EE | $321 | $3,867-91.7% | $3,606-91.1% | $4,194-92.3% |
| Participant deferral / active EE | $2,648 | $8,167-67.6% | $7,845-66.3% | $6,396-58.6% |
| Admin fee / account holder | $5,993 | $11,434-47.6% | $11,815-49.3% | $12,562-52.3% |