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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,227 | $97,125+26.9% | $86,233+42.9% | $137,256-10.2% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.0%+2.4pp | 80.0%-8.5pp |
| Annual return | 15.71% | 74.19%-58.5pp | 61.39%-45.7pp | 220.34%-204.6pp |
| Employer contribution / active EE | $2,833 | $2,841-0.3% | $2,504+13.1% | $4,156-31.8% |
| Participant deferral / active EE | $6,508 | $5,180+25.6% | $4,559+42.7% | $6,407+1.6% |
| Admin fee / account holder | $2,665 | $9,725-72.6% | $8,342-68.1% | $12,270-78.3% |