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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,573 | $102,385+107.6% | $147,080+44.5% | $80,935+162.6% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 17.77% | 135.09%-117.3pp | 420.17%-402.4pp | 35.66%-17.9pp |
| Employer contribution / active EE | $2,697 | $3,717-27.5% | $4,933-45.3% | $2,757-2.2% |
| Participant deferral / active EE | $6,449 | $6,651-3.0% | $8,066-20.1% | $4,299+50.0% |
| Admin fee / account holder | $1,334 | $7,951-83.2% | $12,989-89.7% | $6,924-80.7% |