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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,537 | $97,550-70.7% | $120,344-76.3% | $87,485-67.4% |
| Participation rate | 92.9% | 72.8%+20.0pp | 76.7%+16.1pp | 68.9%+23.9pp |
| Annual return | 14.01% | 18.41%-4.4pp | 20.30%-6.3pp | 26.06%-12.0pp |
| Employer contribution / active EE | $1,717 | $2,291-25.0% | $3,020-43.1% | $2,596-33.9% |
| Participant deferral / active EE | $3,865 | $4,230-8.6% | $5,135-24.7% | $4,274-9.6% |
| Admin fee / account holder | $984 | $9,543-89.7% | $12,742-92.3% | $7,775-87.3% |