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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,537 | $104,098-72.6% | $140,514-79.7% | $94,015-69.6% |
| Participation rate | 92.9% | 73.7%+19.1pp | 77.8%+15.1pp | 70.8%+22.0pp |
| Annual return | 14.01% | 15.14%-1.1pp | 14.36%-0.3pp | 17.84%-3.8pp |
| Employer contribution / active EE | $1,717 | $2,388-28.1% | $3,378-49.2% | $2,790-38.5% |
| Participant deferral / active EE | $3,865 | $4,033-4.2% | $4,919-21.4% | $4,249-9.0% |
| Admin fee / account holder | $984 | $10,439-90.6% | $13,697-92.8% | $8,951-89.0% |