Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $2,025 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,129 | $85,515+88.4% | $112,040+43.8% | $67,986+137.0% |
| Participation rate | 63.5% | 68.2%-4.8pp | 76.5%-13.0pp | 57.2%+6.3pp |
| Annual return | 16.43% | 29.68%-13.3pp | 24.52%-8.1pp | 31.67%-15.2pp |
| Employer contribution / active EE | $2,768 | $2,191+26.3% | $2,954-6.3% | $2,019+37.1% |
| Participant deferral / active EE | $4,189 | $4,014+4.4% | $5,098-17.8% | $3,358+24.7% |
| Admin fee / account holder | $45 | $3,774-98.8% | $12,098-99.6% | $3,203-98.6% |