Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,090 | $86,940-6.7% | $102,434-20.8% | $80,935+0.2% |
| Participation rate | 64.3% | 72.4%-8.1pp | 76.5%-12.2pp | 67.7%-3.4pp |
| Annual return | 12.84% | 18.89%-6.0pp | 29.46%-16.6pp | 35.66%-22.8pp |
| Employer contribution / active EE | $206 | $2,370-91.3% | $3,023-93.2% | $2,757-92.5% |
| Participant deferral / active EE | $2,824 | $4,121-31.5% | $5,055-44.1% | $4,299-34.3% |
| Admin fee / account holder | $2,543 | $8,047-68.4% | $9,462-73.1% | $6,924-63.3% |