Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: DELTA FINANCIAL INSURANCE Service code 55 579 MAIN ST. · BOSTON, MA 01740 | Other Commissions | $35,203 |
BOLTON GLOBAL ASSET MGMT2 years Service code 26 · EIN 04-2848146 | Advisory (Participants) | $10,970 |
Service code 15 · EIN 35-0145825 | Recordkeeping | $5,823 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,740 | $50,919-90.7% | $155,556-97.0% | $77,762-93.9% |
| Participation rate | 64.8% | 63.1%+1.7pp | 78.2%-13.5pp | 70.6%-5.8pp |
| Annual return | 14.85% | 34.84%-20.0pp | 64.84%-50.0pp | 31.27%-16.4pp |
| Employer contribution / active EE | $523 | $1,991-73.7% | $4,675-88.8% | $2,728-80.8% |
| Participant deferral / active EE | $776 | $2,824-72.5% | $5,631-86.2% | $4,651-83.3% |
| Admin fee / account holder | $40 | $437-90.9% | $15,885-99.8% | $433-90.9% |