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| Provider | Service type | Compensation |
|---|---|---|
M.E. ALLISON & CO., INC.2 years Service code 26 · EIN 74-1037681 | Advisory (Participants) | $28,139 |
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $24,389 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
MATRIX TRUST COMPANY3 years Filed as: MSCS FIN SERVICES DIV OF BROADRIDGE Service code 59 · EIN 33-1151291 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,288 | $101,672+44.9% | $147,117+0.1% | $74,478+97.8% |
| Participation rate | 93.2% | 75.5%+17.7pp | 82.2%+11.0pp | 67.2%+26.0pp |
| Annual return | 13.50% | 8757.83%-8744.3pp | 420.54%-407.0pp | 1370.56%-1357.1pp |
| Employer contribution / active EE | $4,781 | $3,813+25.4% | $4,932-3.1% | $2,626+82.0% |
| Participant deferral / active EE | $4,680 | $7,305-35.9% | $8,065-42.0% | $4,350+7.6% |
| Admin fee / account holder | $360 | $1,753-79.5% | $12,993-97.2% | $1,946-81.5% |