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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,768 | $84,685+10.7% | $142,942-34.4% | $67,986+37.9% |
| Participation rate | 67.4% | 61.4%+6.0pp | 76.8%-9.4pp | 57.2%+10.2pp |
| Annual return | 24.06% | 35.89%-11.8pp | 113.70%-89.6pp | 31.67%-7.6pp |
| Employer contribution / active EE | $1,946 | $2,263-14.0% | $4,139-53.0% | $2,019-3.6% |
| Participant deferral / active EE | $4,068 | $3,832+6.2% | $7,128-42.9% | $3,358+21.1% |
| Admin fee / account holder | $14,707 | $3,229+355.5% | $12,475+17.9% | $3,203+359.1% |