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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,944 | $71,215-52.3% | $93,696-63.8% | $80,935-58.1% |
| Participation rate | 52.9% | 60.4%-7.5pp | 68.7%-15.8pp | 67.7%-14.7pp |
| Annual return | 17.04% | 11.27%+5.8pp | 133.74%-116.7pp | 35.66%-18.6pp |
| Employer contribution / active EE | $1,738 | $1,565+11.0% | $2,422-28.2% | $2,757-37.0% |
| Participant deferral / active EE | $3,181 | $4,037-21.2% | $4,417-28.0% | $4,299-26.0% |
| Admin fee / account holder | $2,187 | $6,958-68.6% | $8,287-73.6% | $6,924-68.4% |