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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,006 | $166,242-27.2% | $165,071-26.7% | $145,884-17.1% |
| Participation rate | 95.0% | 82.0%+13.0pp | 78.6%+16.4pp | 80.3%+14.7pp |
| Annual return | 11.78% | 100.44%-88.7pp | 70.17%-58.4pp | 551.85%-540.1pp |
| Employer contribution / active EE | $3,125 | $5,283-40.9% | $4,347-28.1% | $4,662-33.0% |
| Participant deferral / active EE | $6,945 | $6,964-0.3% | $6,035+15.1% | $6,690+3.8% |
| Admin fee / account holder | $2,093 | $16,658-87.4% | $12,695-83.5% | $13,392-84.4% |