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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,196 | $76,522-59.2% | $56,033-44.3% | $145,884-78.6% |
| Participation rate | 61.5% | 63.2%-1.7pp | 52.5%+9.0pp | 80.3%-18.8pp |
| Annual return | 17.72% | 3014.28%-2996.6pp | 1711.38%-1693.7pp | 551.85%-534.1pp |
| Employer contribution / active EE | $920 | $1,382-33.5% | $1,041-11.6% | $4,662-80.3% |
| Participant deferral / active EE | $3,343 | $2,624+27.4% | $1,954+71.1% | $6,690-50.0% |
| Admin fee / account holder | $2,482 | $3,328-25.4% | $2,827-12.2% | $13,392-81.5% |