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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,196 | $76,608-59.3% | $56,077-44.4% | $145,877-78.6% |
| Participation rate | 61.5% | 63.2%-1.7pp | 52.5%+9.0pp | 80.3%-18.8pp |
| Annual return | 17.72% | 3009.59%-2991.9pp | 1709.28%-1691.6pp | 551.28%-533.6pp |
| Employer contribution / active EE | $920 | $1,382-33.4% | $1,040-11.6% | $4,663-80.3% |
| Participant deferral / active EE | $3,343 | $2,624+27.4% | $1,954+71.1% | $6,691-50.0% |
| Admin fee / account holder | $2,482 | $3,325-25.4% | $2,825-12.1% | $13,402-81.5% |