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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,944 | $181,062-19.4% | $158,223-7.8% | $155,188-6.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 30.76% | 57.39%-26.6pp | 52.09%-21.3pp | 148.84%-118.1pp |
| Employer contribution / active EE | $1,619 | $4,565-64.5% | $4,109-60.6% | $4,248-61.9% |
| Participant deferral / active EE | $10,874 | $6,134+77.3% | $5,467+98.9% | $6,531+66.5% |
| Admin fee / account holder | $8,046 | $18,825-57.3% | $16,047-49.9% | $14,480-44.4% |