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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,944 | $174,379-16.3% | $152,093-4.0% | $138,895+5.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 30.76% | 74.86%-44.1pp | 66.36%-35.6pp | 145.39%-114.6pp |
| Employer contribution / active EE | $1,619 | $4,652-65.2% | $4,175-61.2% | $4,194-61.4% |
| Participant deferral / active EE | $10,874 | $6,159+76.5% | $5,451+99.5% | $6,396+70.0% |
| Admin fee / account holder | $8,046 | $16,880-52.3% | $14,497-44.5% | $12,562-36.0% |