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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,104 | $160,070+11.9% | $147,117+21.7% | $145,897+22.8% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 12.24% | 98.69%-86.5pp | 420.54%-408.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $4,680 | $5,285-11.4% | $4,932-5.1% | $4,663+0.4% |
| Participant deferral / active EE | $12,124 | $8,419+44.0% | $8,065+50.3% | $6,689+81.2% |
| Admin fee / account holder | $20,216 | $15,035+34.5% | $12,993+55.6% | $13,390+51.0% |