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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,655 | $154,228+17.8% | $145,433+24.9% | $137,256+32.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.98% | 74.59%-56.6pp | 66.58%-48.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $3,930 | $4,804-18.2% | $4,554-13.7% | $4,156-5.4% |
| Participant deferral / active EE | $13,234 | $8,216+61.1% | $7,897+67.6% | $6,407+106.6% |
| Admin fee / account holder | $1,126 | $14,344-92.1% | $13,129-91.4% | $12,270-90.8% |