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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,710 | $81,504+23.6% | $102,437-1.7% | $80,959+24.4% |
| Participation rate | 92.2% | 66.9%+25.3pp | 74.5%+17.6pp | 67.7%+24.5pp |
| Annual return | 13.79% | 25.60%-11.8pp | 24.95%-11.2pp | 35.67%-21.9pp |
| Employer contribution / active EE | $3,182 | $3,104+2.5% | $3,871-17.8% | $2,757+15.4% |
| Participant deferral / active EE | $8,604 | $3,871+122.3% | $5,060+70.0% | $4,300+100.1% |
| Admin fee / account holder | $3,827 | $6,719-43.1% | $8,388-54.4% | $6,925-44.7% |