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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,032 | $76,407-45.0% | $150,298-72.0% | $82,448-49.0% |
| Participation rate | 84.2% | 66.4%+17.8pp | 77.8%+6.5pp | 68.1%+16.1pp |
| Annual return | 15.19% | 39.99%-24.8pp | 62.79%-47.6pp | 41.64%-26.4pp |
| Employer contribution / active EE | $2,197 | $2,614-16.0% | $4,154-47.1% | $2,551-13.9% |
| Participant deferral / active EE | $4,876 | $3,214+51.7% | $5,453-10.6% | $4,139+17.8% |
| Admin fee / account holder | $8,676 | $6,352+36.6% | $14,116-38.5% | $7,234+19.9% |