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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,031 | $177,353-34.6% | $158,226-26.7% | $198,609-41.6% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 17.32% | 599.50%-582.2pp | 501.41%-484.1pp | 202.70%-185.4pp |
| Employer contribution / active EE | $3,669 | $3,239+13.3% | $2,986+22.9% | $5,055-27.4% |
| Participant deferral / active EE | $4,871 | $4,615+5.5% | $4,317+12.8% | $6,977-30.2% |
| Admin fee / account holder | $1,687 | $10,960-84.6% | $10,217-83.5% | $19,030-91.1% |