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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$10,961 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,396 | $50,919-1.0% | $155,556-67.6% | $77,762-35.2% |
| Participation rate | 68.3% | 63.1%+5.2pp | 78.2%-9.9pp | 70.6%-2.3pp |
| Annual return | 11.40% | 34.84%-23.4pp | 64.84%-53.4pp | 31.27%-19.9pp |
| Employer contribution / active EE | $1,296 | $1,991-34.9% | $4,675-72.3% | $2,728-52.5% |
| Participant deferral / active EE | $3,020 | $2,824+6.9% | $5,631-46.4% | $4,651-35.1% |
| Admin fee / account holder | -$19 | $437-104.5% | $15,885-100.1% | $433-104.5% |