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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,789 | $108,882-1.0% | $96,754+11.4% | $154,746-30.3% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 11.16% | 98.39%-87.2pp | 82.04%-70.9pp | 172.34%-161.2pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $9,567 | $5,323+79.7% | $4,758+101.1% | $6,730+42.1% |
| Admin fee / account holder | $38,482 | $10,200+277.3% | $8,905+332.2% | $14,365+167.9% |