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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,247 | $100,262-54.9% | $81,370-44.4% | $145,897-69.0% |
| Participation rate | 77.8% | 74.3%+3.5pp | 69.5%+8.2pp | 80.3%-2.5pp |
| Annual return | 10.77% | 34.52%-23.8pp | 24.85%-14.1pp | 552.29%-541.5pp |
| Employer contribution / active EE | $4,978 | $2,979+67.1% | $2,464+102.0% | $4,663+6.8% |
| Participant deferral / active EE | $11,180 | $4,612+142.4% | $3,885+187.8% | $6,689+67.1% |
| Admin fee / account holder | $5,555 | $8,163-32.0% | $5,749-3.4% | $13,390-58.5% |