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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,222 | $76,407-80.1% | $150,298-89.9% | $82,448-81.5% |
| Participation rate | 70.3% | 66.4%+3.9pp | 77.8%-7.5pp | 68.1%+2.2pp |
| Annual return | 14.02% | 39.99%-26.0pp | 62.79%-48.8pp | 41.64%-27.6pp |
| Employer contribution / active EE | $743 | $2,614-71.6% | $4,154-82.1% | $2,551-70.9% |
| Participant deferral / active EE | $2,494 | $3,214-22.4% | $5,453-54.3% | $4,139-39.7% |
| Admin fee / account holder | $977 | $6,352-84.6% | $14,116-93.1% | $7,234-86.5% |