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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,222 | $78,690-80.7% | $161,489-90.6% | $87,485-82.6% |
| Participation rate | 70.3% | 67.5%+2.8pp | 78.7%-8.4pp | 68.9%+1.3pp |
| Annual return | 14.02% | 32.74%-18.7pp | 89.72%-75.7pp | 26.06%-12.0pp |
| Employer contribution / active EE | $743 | $2,588-71.3% | $4,268-82.6% | $2,596-71.4% |
| Participant deferral / active EE | $2,494 | $3,311-24.7% | $5,630-55.7% | $4,274-41.6% |
| Admin fee / account holder | $977 | $6,724-85.5% | $16,006-93.9% | $7,775-87.4% |