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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,684 | $102,422-73.9% | $147,117-81.9% | $80,959-67.0% |
| Participation rate | 74.7% | 75.9%-1.1pp | 82.2%-7.4pp | 67.7%+7.1pp |
| Annual return | 15.08% | 135.16%-120.1pp | 420.54%-405.5pp | 35.67%-20.6pp |
| Employer contribution / active EE | $2,670 | $3,717-28.2% | $4,932-45.9% | $2,757-3.1% |
| Participant deferral / active EE | $4,020 | $6,652-39.6% | $8,065-50.2% | $4,300-6.5% |
| Admin fee / account holder | $5,150 | $7,953-35.2% | $12,993-60.4% | $6,925-25.6% |