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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,448 | $178,174-70.6% | $156,181-66.4% | $137,256-61.8% |
| Participation rate | 70.6% | 82.0%-11.4pp | 78.8%-8.2pp | 80.0%-9.4pp |
| Annual return | 19.23% | 84.19%-65.0pp | 64.87%-45.6pp | 220.34%-201.1pp |
| Employer contribution / active EE | $2,782 | $4,972-44.0% | $4,294-35.2% | $4,156-33.1% |
| Participant deferral / active EE | $6,589 | $6,888-4.3% | $6,132+7.4% | $6,407+2.8% |
| Admin fee / account holder | $677 | $17,404-96.1% | $14,586-95.4% | $12,270-94.5% |