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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,338 | $108,942-76.7% | $100,415-74.8% | $145,897-82.6% |
| Participation rate | 56.3% | 83.0%-26.7pp | 81.5%-25.3pp | 80.3%-24.1pp |
| Annual return | 20.22% | 58.27%-38.1pp | 49.47%-29.3pp | 552.29%-532.1pp |
| Employer contribution / active EE | $972 | $4,422-78.0% | $3,943-75.3% | $4,663-79.1% |
| Participant deferral / active EE | $972 | $8,461-88.5% | $8,091-88.0% | $6,689-85.5% |
| Admin fee / account holder | $5 | $9,702-100.0% | $7,906-99.9% | $13,390-100.0% |