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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,109 | $107,421+47.2% | $182,262-13.3% | $94,015+68.2% |
| Participation rate | 83.3% | 77.8%+5.6pp | 84.2%-0.9pp | 70.8%+12.5pp |
| Annual return | 13.10% | 21.32%-8.2pp | 140.60%-127.5pp | 17.84%-4.7pp |
| Employer contribution / active EE | $5,253 | $3,448+52.4% | $5,046+4.1% | $2,790+88.3% |
| Participant deferral / active EE | $4,358 | $6,558-33.5% | $8,276-47.3% | $4,249+2.6% |
| Admin fee / account holder | $1,553 | $8,692-82.1% | $16,712-90.7% | $8,951-82.7% |