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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,485 | $132,634-71.0% | $115,768-66.8% | $137,256-72.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 15.03% | 160.70%-145.7pp | 100.46%-85.4pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,213 | $3,360-34.1% | $2,940-24.7% | $4,156-46.7% |
| Participant deferral / active EE | $16,940 | $5,619+201.5% | $4,917+244.5% | $6,407+164.4% |
| Admin fee / account holder | $468 | $15,028-96.9% | $12,439-96.2% | $12,270-96.2% |