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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $41,474 |
HOGANTAYLOR LLP10+ years Filed as: HOGAN TAYLOR LLP Service code 10 · EIN 73-1413977 | Accounting | $19,100 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,810 | $88,360+72.9% | $145,433+5.1% | $67,986+124.8% |
| Participation rate | 84.4% | 65.5%+18.9pp | 82.1%+2.2pp | 57.2%+27.1pp |
| Annual return | 15.56% | 63.15%-47.6pp | 66.58%-51.0pp | 31.67%-16.1pp |
| Employer contribution / active EE | $2,561 | $3,054-16.1% | $4,554-43.8% | $2,019+26.9% |
| Participant deferral / active EE | $9,261 | $5,932+56.1% | $7,897+17.3% | $3,358+175.8% |
| Admin fee / account holder | $599 | $3,313-81.9% | $13,129-95.4% | $3,203-81.3% |