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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,473 | $160,028+171.5% | $147,080+195.4% | $145,884+197.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 11.59% | 98.60%-87.0pp | 420.17%-408.6pp | 551.85%-540.3pp |
| Employer contribution / active EE | $4,705 | $5,286-11.0% | $4,933-4.6% | $4,662+0.9% |
| Participant deferral / active EE | $9,187 | $8,422+9.1% | $8,066+13.9% | $6,690+37.3% |
| Admin fee / account holder | $143,358 | $15,030+853.8% | $12,989+1003.7% | $13,392+970.5% |