Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,123 | $172,111+139.5% | $150,298+174.2% | $137,256+200.3% |
| Participation rate | 35.0% | 81.7%-46.7pp | 77.8%-42.8pp | 80.0%-45.0pp |
| Annual return | 6.50% | 69.37%-62.9pp | 62.79%-56.3pp | 220.34%-213.8pp |
| Employer contribution / active EE | $623 | $4,636-86.6% | $4,154-85.0% | $4,156-85.0% |
| Participant deferral / active EE | $3,890 | $6,166-36.9% | $5,453-28.7% | $6,407-39.3% |
| Admin fee / account holder | $9,085 | $16,471-44.8% | $14,116-35.6% | $12,270-26.0% |