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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,099 | $95,453-40.2% | $112,040-49.0% | $82,448-30.7% |
| Participation rate | 93.5% | 72.8%+20.7pp | 76.5%+17.0pp | 68.1%+25.4pp |
| Annual return | 17.64% | 23.92%-6.3pp | 24.52%-6.9pp | 41.64%-24.0pp |
| Employer contribution / active EE | $3,767 | $2,318+62.5% | $2,954+27.5% | $2,551+47.7% |
| Participant deferral / active EE | $6,555 | $4,224+55.2% | $5,098+28.6% | $4,139+58.4% |
| Admin fee / account holder | $7,021 | $9,013-22.1% | $12,098-42.0% | $7,234-2.9% |