Retirement plan

MABREY BANCORPORATION, INC. EMPLOYEES' PROFIT SHARING 401(K) PLAN

Name: MABREY BANCORPORATION, INC. - MABREY BANCORPORATION, INC. EMPLOYEES' PROFIT SHARING 401(K) PLAN (2025) Form 5500
Creator: MABREY BANCORPORATION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MABREY BANCORPORATION, INC. EMPLOYEES' PROFIT SHARING 401(K) PLAN, MABREY BANCORPORATION, INC.

MABREY BANCORPORATION, INC.EIN 73-1428407Plan #002PY 2025

14821 SOUTH MEMORIAL DRIVE - BIXBY, OK 74008918-366-4000

Prospect flagsHigh feesCorrective distributions

How to read this page

Total assets (EOY)

$38.5M

+12.0% from 2024

Total participants

277

-8.3% from 2024

Average account balance

$153,451

+22.2% from 2024

Annual return

14.04%

+0.16 pp from 2024

Benchmarks

See 95 peers

Peer group

Industry55 - Management of Companies and Enterprises

Plan typeDefined contribution

Participants100-249

Cohort95 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$38.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$153K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

251

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.10M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$568

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
THE TRUST COMPANY OF OKLAHOMA11+ years Service code 15 · EIN 73-1577418 PO BOX 3627 · TULSA, OK 74101	Recordkeeping	$135,054
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING Service code 51 P.O. BOX 952032 · SAINT LOUIS, MO 63195	Investment Mgmt Fees	$7,500

Plan features & details

Pension benefit codes2E2G2J2K2T3D2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$143K

$620 / participant

Recordkeeping$18K12.3%
Trustee / custodial$79K55.7%
Investment mgmt$46K32.0%

% of EOY assets

0.370%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EIDE BAILLY LLP
Auditor EIN: 450250958
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$153,451

$84,685+81.2%

$142,942+7.4%

$67,986+125.7%

Participation rate

88.7%

61.4%+27.3pp

76.8%+11.9pp

57.2%+31.5pp

Annual return

14.04%

35.89%-21.8pp

113.70%-99.7pp

31.67%-17.6pp

Employer contribution / active EE

$2,279

$2,263+0.7%

$4,139-45.0%

$2,019+12.9%

Participant deferral / active EE

$6,836

$3,832+78.4%

$7,128-4.1%

$3,358+103.6%

Admin fee / account holder

$568

$3,229-82.4%

$12,475-95.4%

$3,203-82.3%

Provider

Service type

Compensation

THE TRUST COMPANY OF OKLAHOMA11+ years

Service code 15 · EIN 73-1577418

PO BOX 3627 · TULSA, OK 74101

Recordkeeping

$135,054

CREATIVE PLANNING LLC2 years

Filed as: CREATIVE PLANNING

Service code 51

P.O. BOX 952032 · SAINT LOUIS, MO 63195

Investment Mgmt Fees

$7,500

MABREY BANCORPORATION, INC. EMPLOYEES' PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MABREY BANCORPORATION, INC. EMPLOYEES' PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion