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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,384 | $160,040-50.4% | $147,096-46.0% | $145,877-45.6% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 26.09% | 98.49%-72.4pp | 419.75%-393.7pp | 551.28%-525.2pp |
| Employer contribution / active EE | $2,628 | $5,289-50.3% | $4,936-46.8% | $4,663-43.6% |
| Participant deferral / active EE | $4,396 | $8,429-47.9% | $8,071-45.5% | $6,691-34.3% |
| Admin fee / account holder | $441 | $15,050-97.1% | $13,005-96.6% | $13,402-96.7% |