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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,384 | $159,934-50.4% | $147,005-46.0% | $145,959-45.6% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 26.09% | 98.24%-72.2pp | 418.76%-392.7pp | 561.95%-535.9pp |
| Employer contribution / active EE | $2,628 | $5,287-50.3% | $4,934-46.7% | $4,661-43.6% |
| Participant deferral / active EE | $4,396 | $8,427-47.8% | $8,070-45.5% | $6,689-34.3% |
| Admin fee / account holder | $441 | $15,053-97.1% | $13,006-96.6% | $13,398-96.7% |