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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $813,913 | $227,399+257.9% | $189,758+328.9% | $198,609+309.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 13.79% | 61.03%-47.2pp | 52.62%-38.8pp | 202.70%-188.9pp |
| Employer contribution / active EE | $9,475 | $5,526+71.5% | $4,767+98.8% | $5,055+87.4% |
| Participant deferral / active EE | $176 | $6,837-97.4% | $5,856-97.0% | $6,977-97.5% |
| Admin fee / account holder | $5,498 | $25,162-78.2% | $20,388-73.0% | $19,030-71.1% |