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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,783 | $95,453+68.4% | $112,040+43.5% | $82,448+95.0% |
| Participation rate | 92.3% | 72.8%+19.6pp | 76.5%+15.8pp | 68.1%+24.2pp |
| Annual return | 9.95% | 23.92%-14.0pp | 24.52%-14.6pp | 41.64%-31.7pp |
| Employer contribution / active EE | $2,833 | $2,318+22.2% | $2,954-4.1% | $2,551+11.1% |
| Participant deferral / active EE | $6,767 | $4,224+60.2% | $5,098+32.7% | $4,139+63.5% |
| Admin fee / account holder | $4,417 | $9,013-51.0% | $12,098-63.5% | $7,234-38.9% |