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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,783 | $100,139-87.2% | $85,187-85.0% | $145,884-91.2% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 160.56% | 84.15%+76.4pp | 66.67%+93.9pp | 551.85%-391.3pp |
| Employer contribution / active EE | $1,059 | $3,238-67.3% | $2,732-61.2% | $4,662-77.3% |
| Participant deferral / active EE | $1,196 | $5,296-77.4% | $4,525-73.6% | $6,690-82.1% |
| Admin fee / account holder | $0 | $7,262-100.0% | $6,162-100.0% | $13,392-100.0% |