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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,838 | $110,410+106.4% | $102,437+122.4% | $145,897+56.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.03% | 24.85%-9.8pp | 24.95%-9.9pp | 552.29%-537.3pp |
| Employer contribution / active EE | $4,799 | $4,217+13.8% | $3,871+24.0% | $4,663+2.9% |
| Participant deferral / active EE | $7,603 | $5,622+35.3% | $5,060+50.3% | $6,689+13.7% |
| Admin fee / account holder | $10,466 | $9,745+7.4% | $8,388+24.8% | $13,390-21.8% |