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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,838 | $111,814+103.8% | $103,374+120.4% | $145,959+56.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.03% | 24.77%-9.7pp | 24.89%-9.9pp | 561.95%-546.9pp |
| Employer contribution / active EE | $4,799 | $4,214+13.9% | $3,869+24.0% | $4,661+3.0% |
| Participant deferral / active EE | $7,603 | $5,618+35.3% | $5,058+50.3% | $6,689+13.7% |
| Admin fee / account holder | $10,466 | $9,754+7.3% | $8,394+24.7% | $13,398-21.9% |