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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $42,287 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $9,270 |
Service code 27 · EIN 99-2539506 | Advisory (Plan) | $9,270 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,986 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,648 | $54,213+45.1% | $93,696-16.1% | $77,736+1.2% |
| Participation rate | 50.8% | 64.0%-13.1pp | 68.7%-17.9pp | 70.6%-19.8pp |
| Annual return | 14.21% | 30.55%-16.3pp | 133.74%-119.5pp | 31.26%-17.1pp |
| Employer contribution / active EE | $972 | $1,168-16.8% | $2,422-59.9% | $2,728-64.4% |
| Participant deferral / active EE | $3,335 | $3,145+6.1% | $4,417-24.5% | $4,651-28.3% |
| Admin fee / account holder | $172 | $575-70.1% | $8,287-97.9% | $433-60.4% |