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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,927 | $102,422+17.1% | $147,117-18.5% | $80,959+48.1% |
| Participation rate | 81.5% | 75.9%+5.6pp | 82.2%-0.7pp | 67.7%+13.8pp |
| Annual return | 15.31% | 135.16%-119.8pp | 420.54%-405.2pp | 35.67%-20.4pp |
| Employer contribution / active EE | $2,626 | $3,717-29.3% | $4,932-46.8% | $2,757-4.7% |
| Participant deferral / active EE | $4,441 | $6,652-33.2% | $8,065-44.9% | $4,300+3.3% |
| Admin fee / account holder | $868 | $7,953-89.1% | $12,993-93.3% | $6,925-87.5% |