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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,973 | $136,860-13.1% | $120,344-1.1% | $154,746-23.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 17.57% | 21.38%-3.8pp | 20.30%-2.7pp | 172.34%-154.8pp |
| Employer contribution / active EE | $11,272 | $3,533+219.0% | $3,020+273.2% | $4,379+157.4% |
| Participant deferral / active EE | $9,661 | $5,793+66.8% | $5,135+88.1% | $6,730+43.5% |
| Admin fee / account holder | $13,360 | $15,393-13.2% | $12,742+4.8% | $14,365-7.0% |