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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,973 | $124,425-4.4% | $112,040+6.2% | $137,256-13.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.57% | 24.72%-7.1pp | 24.52%-6.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $11,272 | $3,411+230.4% | $2,954+281.6% | $4,156+171.2% |
| Participant deferral / active EE | $9,661 | $5,718+68.9% | $5,098+89.5% | $6,407+50.8% |
| Admin fee / account holder | $13,360 | $15,207-12.1% | $12,098+10.4% | $12,270+8.9% |