Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,378 | $81,504+58.7% | $102,437+26.3% | $80,959+59.8% |
| Participation rate | 35.3% | 66.9%-31.6pp | 74.5%-39.2pp | 67.7%-32.4pp |
| Annual return | 14.89% | 25.60%-10.7pp | 24.95%-10.1pp | 35.67%-20.8pp |
| Employer contribution / active EE | $629 | $3,104-79.7% | $3,871-83.7% | $2,757-77.2% |
| Participant deferral / active EE | $2,517 | $3,871-35.0% | $5,060-50.3% | $4,300-41.5% |
| Admin fee / account holder | $1,047 | $6,719-84.4% | $8,388-87.5% | $6,925-84.9% |