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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,623 | $72,071+3.5% | $68,368+9.1% | $137,256-45.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.11% | 353.14%-340.0pp | 292.57%-279.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $7,076 | $2,788+153.8% | $2,649+167.1% | $4,156+70.3% |
| Participant deferral / active EE | $9,250 | $4,410+109.8% | $4,123+124.4% | $6,407+44.4% |
| Admin fee / account holder | $1,781 | $5,336-66.6% | $5,150-65.4% | $12,270-85.5% |