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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,164 | $88,754-17.6% | $81,820-10.6% | $145,877-49.8% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 11.92% | 1031.77%-1019.8pp | 777.93%-766.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $7,792 | $3,085+152.6% | $2,915+167.3% | $4,663+67.1% |
| Participant deferral / active EE | $7,153 | $4,648+53.9% | $4,323+65.5% | $6,691+6.9% |
| Admin fee / account holder | $10,006 | $8,424+18.8% | $7,391+35.4% | $13,402-25.3% |